Skip to main content
Guide

How to check your payslip is right (UK)

Check your payslip with AI: Era reads your tax code, National Insurance and pension from each payslip and P60, and your assistant tells you what changed.

To check your payslip is right, add it to Era's Document Library and ask Claude, ChatGPT or Gemini to go through it. Era reads your gross pay, tax code, income tax, National Insurance, pension and net pay, keeps the line each came from, and your assistant explains what changed since last month.

What should you check on a UK payslip?

Check that the tax code is the one HMRC gave you, that gross pay matches your contract and any overtime, that income tax and National Insurance are what you would expect for that figure, and that your pension contribution is the percentage you agreed. Net pay should then match the deposit in your current account.

That is five checks that sound simple and take twenty minutes with a calculator. Era reads the payslip once, and your assistant does the arithmetic and tells you which line to query with your payroll team.

How does Era read a payslip?

You upload the payslip by link, so the assistant never handles the file, and Era extracts the pay period, the employer, earnings, deductions and net pay, with the page and snippet beside each value. A payslip is one of the document kinds Era reads.

Year-to-date totals are read where the payslip shows them, which lets your assistant check the running figures. Ask "Use Era. Compare my last two payslips and explain every difference in pounds" and you get a line-by-line answer, not a reassurance.

How do you check your tax code?

Ask your assistant to read the code from your latest payslip and compare it with earlier ones. A code that changed without a reason you recognise, a new benefit in kind or a change of job is a prompt to look closer, and your assistant can show you which payslips carry which code.

The HMRC page for checking your tax code explains what each letter means.

Use Era. Has my tax code changed since January? Show me the payslips it appears on.

Use Era. Does the net pay on this payslip match what reached my current account?

The second question joins the payslip to your bank transactions, which is where an assistant connected to Era earns its place: the paper and the money sit in the same hub.

Can P60s sit beside your payslips?

Yes. Your P60 is a tax form, and Era reads it with the pay and tax for the year, so your assistant can check that twelve payslips add up to the figures on the form. If the totals disagree, you find out in April, not when a tax bill arrives.

Keep the P60 in the same folder as the year's payslips, tag them with the tax year and ask for the cross-check at the start of each year. For the same approach with the rest of your paperwork, see Self Assessment receipts: what to keep.

Can your assistants remember your pay?

Yes. Promote the facts you want kept, such as your salary, your pension percentage and your pay date, and they join Era's memory for every connected assistant. A budget you build in ChatGPT then uses the take-home pay you confirmed in Claude.

Documents live in your own space or a shared one, so a household that plans together can see the payslips that feed the plan. A share link for anyone else opens only for a signed-in Era user and expires. See pricing for what each tier holds.

Last updated

Back to articles

Era Financial Advisors LLC is an SEC-registered investment adviser (CRD #334404). Registration does not imply a certain level of skill or training. Investment advisory services are discretionary and AI-assisted; they are not a substitute for personalised financial advice. Brokerage and custodial services are provided by Alpaca Securities LLC, a separate entity and member of FINRA/SIPC. Era Thesis and Era Agency accounts are currently available to US residents only; Era Context connects accounts across the UK, France, Germany, Spain, the US, Canada and 40+ countries in all. Nothing on this website is an offer or solicitation to buy or sell securities. Past performance does not guarantee future results. Please review our Form ADV and Form CRS before investing.

Download on the App StoreGet it on Google Play
era© 2026 Tinwell Labs Inc. DBA Era