The future of personal finance is agent-native
Finance apps keep trying to be the place you go. But your AI is already where you are. Agent-native finance means your money shows up in the conversation, not in a separate app.
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Less to do. More to understand.
Ideas and practical guides for a clearer relationship with money.
A few good places to start
Ask AI about your bank statement, safely
Ask AI about your bank statement without pasting it into a chat: Era reads the file once, cites the page for every figure, and any assistant can answer.
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Banks are blocking ChatGPT and Claude: what to do
Banks are blocking ChatGPT and Claude from signing in as you. Here's why, what still works, and how one authorised link lets every assistant read your accounts.
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Best AI budgeting apps in 2026
Best AI budgeting apps in 2026: Era, Claude Personal Finance, Finances in ChatGPT, Monarch, Copilot and Cleo compared on what the AI can see and remember.
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From the journal
82 articles
Pattern-based rules any agent can create for you
Describe a financial rule in plain English and your AI agent creates it. Auto-categorise transactions, tag spending, detect anomalies — no forms or settings pages.
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Era Context MCP server and REST API for developers
Era Context is an MCP server and REST API for your money. Ask Claude Code, Cursor or VS Code about your accounts, or call it from your own code with an API key.
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Introducing cross-agent memory for your finances
Era's cross-agent memory lets you tell one AI agent about your financial goals and every other agent knows instantly. Your context follows you everywhere.
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Is it safe to give AI your financial data?
Is it safe to give AI your financial data? Read-only, revocable bank access, what US banks' new AI terms mean, and why open banking is the safe route.
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Connect any AI agent to your bank accounts
Era Context connects any MCP-compatible AI agent to your bank accounts. One setup for Claude, ChatGPT, OpenClaw, Cursor, Gemini, and more.
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How to connect ChatGPT to your finances with Era
Connect ChatGPT to your bank accounts using Era Context and MCP. See balances, analyse spending, and talk to your money in natural language.
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Connecting Claude to your bank account with Era
Add Era to Claude from the connector directory, link your banks and cards, and approve access: the exact path, the free-plan option, and what to try first.
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What is the Model Context Protocol (MCP)?
The Model Context Protocol (MCP) is an open standard that lets AI assistants connect to your data and tools. Learn what MCP means for personal finance and why Era built on it.
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What is Era Context? One hub for every AI assistant
What is Era Context? It links your banks to Claude, ChatGPT, Gemini and any MCP assistant, so each one shares your accounts, memory and financial health.
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How to add a manual account to Era
Add a manual account to Era from the interface or through your AI in minutes. Track cash, offline loans, and any account without a live bank connection.
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