Make Claude manage your money.
Give any AI agent your financial context. Ask about your money, move it around, or set it on autopilot — without ever leaving the conversation.
Frequently asked questions
FAQs
Era is a personal finance platform built for the age of AI agents. It has three products: Context, a personal MCP server that connects your finances to any AI assistant. Agency, a companion app that proactively monitors and manages your money. And Thesis, a research-grade investing tool for individual investors.
Context connects your bank accounts, credit cards, and financial data to any AI assistant that supports MCP — Claude, ChatGPT, Cursor, and others. Your agent gets real-time access to your balances, transactions, and goals without you having to upload anything.
MCP (Model Context Protocol) is an open standard that lets AI assistants connect to external data sources. It's the same protocol that powers your Gmail, Calendar, and Slack connectors in Claude or ChatGPT. Context uses MCP to give those same assistants access to your financial life.
Any client that supports MCP. Today that includes Claude, ChatGPT, Cursor, Gemini, Perplexity, Cline, and others. If your preferred assistant adds MCP support tomorrow, Context works with it immediately.
Both. Context is a read-write connection. Your agent can check balances, send transfers, set up automated rules, trigger savings, and manage budgets. You control what it's allowed to do.
Agency is a native app that builds on top of Context. MCP connections are pull-based — your agent only acts when you ask. Agency adds a push layer: it watches your finances in real time and proactively alerts you to things that matter, or takes action on your behalf.
Context is infrastructure. It makes your finances available to any AI agent. Agency is a first-party app that uses that same data to proactively manage your money — monitoring, suggesting, and acting without waiting for a prompt.
You can create rules to auto-categorize transactions, round up purchases into savings, flag recurring charges that spike, split expenses with a partner, and more. Rules can be set up through any connected agent or through Agency directly.
Yes. Context supports shared views, so a partner or household member can have visibility into joint finances without sharing login credentials. You control what's visible and what stays private.
Era uses bank-grade encryption for data in transit and at rest. We connect to financial institutions through regulated aggregation partners. We never store your bank credentials, and your data is never used to train AI models.
No. Era never sells, shares, or monetizes your personal financial data. Your data exists to serve you — through the agents you choose to connect.
Era offers a free tier and paid plans with additional features. Thesis has its own pricing for advanced investment tools. We make money from subscriptions, not from your data.
Era supports thousands of banks, credit unions, and financial institutions across the US through our aggregation partners. We work with multiple industry-leading aggregators to maximize institution coverage.
Sign up at era.app, connect your financial accounts, and add the Context MCP server to your preferred AI assistant. The whole process takes a few minutes.
Agency is available as a native mobile app. Context itself doesn't need an app — it works through whatever AI assistant you're already using on any device.
Thesis is Era's investment product. It brings quantitative portfolio analysis and strategy tooling — the kind typically reserved for institutional investors — to individuals. It's built on the same financial data layer as Context.
Yes. Context works anywhere MCP works. If you're in Claude Code, Cursor, or any CLI-based agent, you can query your finances, trigger transfers, or set up rules without switching windows.
That's the point. Context is agent-agnostic. Your financial data, rules, memory, and automations live in Era — not in any single assistant. Switch from Claude to ChatGPT to whatever comes next. Everything carries over.
No. Era is a financial technology company, not a bank. Banking services are provided by our partner institutions. Investment products are not FDIC insured, have no bank guarantee, and may lose value. Past performance does not guarantee future results.