The future of personal finance is agent-native
Finance apps keep trying to be the place you go. But your AI is already where you are. Agent-native finance means your money shows up in the conversation, not in a separate app.
Read article
Less to do. More to understand.
Ideas and practical guides for a clearer relationship with money.
A few good places to start
AI bank statement analyser: what it can tell you
An AI bank statement analyser that cites its sources: Era reads your UK statements, shows the page behind every figure and any assistant can answer from them.
Read article
Banks are blocking ChatGPT and Claude: what to do
Banks are blocking ChatGPT and Claude from signing in as you. Here's why, what still works, and how one authorised link lets every assistant read your accounts.
Read article
Best AI budgeting apps in the UK (2026)
Best AI budgeting apps in the UK in 2026: Era, Starling Assistant, Revolut AIR, Emma, Snoop and Aureli compared on which UK banks the AI can really see.
Read article
From the journal
82 articles
The future of personal finance is agent-native
Finance apps keep trying to be the place you go. But your AI is already where you are. Agent-native finance means your money shows up in the conversation, not in a separate app.
Read article
AI bank statement analyser: what it can tell you
An AI bank statement analyser that cites its sources: Era reads your UK statements, shows the page behind every figure and any assistant can answer from them.
Read article
Banks are blocking ChatGPT and Claude: what to do
Banks are blocking ChatGPT and Claude from signing in as you. Here's why, what still works, and how one authorised link lets every assistant read your accounts.
Read article
Best AI budgeting apps in the UK (2026)
Best AI budgeting apps in the UK in 2026: Era, Starling Assistant, Revolut AIR, Emma, Snoop and Aureli compared on which UK banks the AI can really see.
Read article
Best budgeting apps in the UK (2026)
Best budgeting apps in the UK in 2026: Era, Emma, Snoop, Plum, Monzo, Starling, YNAB and PocketSmith compared, with open banking, couples and free options.
Read article
Best budgeting apps for couples in the UK (2026)
The best budgeting apps for couples in the UK in 2026: Monzo, Starling, Emma, Snoop, YNAB, Splitwise and Era compared on shared figures, joint accounts, bills.
Read article
Best free budgeting apps in the UK (2026)
Best free budgeting apps in the UK in 2026: what Era, Emma, Snoop, Plum, Monzo, Starling and Actual Budget give you at no cost, and where each free plan stops.
Read article
Best MCP servers for UK personal finance (2026)
Best personal finance MCP servers for the UK in 2026: Era, PocketSmith, Aureli, Wallet and YNAB community servers compared on UK banks and open banking access.
Read article
CFPB 1033 and AI agents: what the rewrite means
CFPB 1033 and AI agents: the open banking rule is on hold in court and being rewritten. What that means for connecting your bank to an assistant today.
Read article
Chase's AI agent terms: what changes in 2027
Chase AI agent rules: the Digital Services Agreement takes effect on 1 January 2027 and holds customers responsible for an agent's actions. What to do first.
Read article
ChatGPT Finances vs Era: which should you use?
ChatGPT Finances vs Era: what Finances in ChatGPT does inside ChatGPT, and what you gain when every assistant shares one authorised link and one memory.
Read article
How to check your payslip is right (UK)
Check your payslip with AI: Era reads your tax code, National Insurance and pension from each payslip and P60, and your assistant tells you what changed.
Read article