Connect Google Gemini to your UK bank accounts

To connect Google Gemini to your UK bank accounts, link your bank in Era through open banking, approving access in your bank's own app, then open Gemini's settings, add Era as an MCP server and approve access on Era's consent screen. Gemini then answers from your real balances and transactions, and it takes about five minutes, with no passwords handed to Gemini along the way.

Era is an independent company; Gemini is made by Google. Because Era keeps your banks and your memory in one place, the same accounts and the same goals are waiting whether you ask Gemini, Claude, ChatGPT or Perplexity.

How do I connect Gemini to my UK bank account?

Link your bank in Era with open banking, then open Gemini's Settings, choose MCP servers, add a new server with Era's address and sign in to Era when Gemini asks. Nothing connects until you approve it, and Gemini never sees your bank login, because Era holds the bank link and Gemini only asks Era for answers.

1. Create an Era account at era.app. The Basic tier is free.

2. Link your bank. In Era, choose Connect an account, pick your bank, whether that's Monzo, Starling, Barclays, Lloyds, NatWest, HSBC or another, and approve the sharing in your bank's own app (a live data connection, which is a paid feature; on Basic, add manual accounts instead).

3. Add Era to Gemini. Open Gemini, go to Settings, then MCP servers, and add a new server. Paste this configuration:

   {
     "mcpServers": {
       "context": {
         "url": "https://context.era.app/mcp"
       }
     }
   }
   

4. Approve access. Complete the sign-in when Gemini prompts you, review what Gemini is asking for on Era's consent screen and approve it.

5. Ask your first question. "What's in my current account, and what did I spend this week?" is a good start.

If Gemini's screens look different from these steps, look for the setting that adds an MCP server by its address; the address is always https://context.era.app/mcp.

What can Gemini answer once it's connected?

Gemini can answer from your real accounts: balances, spending by category, direct debits and other recurring payments, cash flow and forecasts, your financial health with the figures and analysis behind it, your investments, and the documents you've added to Era, such as a payslip, a P60 or a bank statement.

Here are a few questions to try:

• "How much did I spend on food shopping this month compared with last month?"
• "Which direct debits and subscriptions am I paying for, biggest first?"
• "What's my financial health, and what's pulling it down?"
• "What does my ISA hold today, and how has it moved this year?"
• "What does the statement I added last week say about fees?"

Reading and analysis work on every plan. On a paid plan Gemini can also recategorise transactions, add tags and set rules for you, and Era keeps an edit trail so you can undo any change.

How is this different from Gemini reading my Google Wallet?

Gemini's own look at your Google Wallet covers the cards and passes in that wallet, which is a handy view of one slice of your money. Era adds the rest: your current accounts, savings, investments and cards, with your history, goals and documents kept alongside.

You can use both. Many people ask Gemini a quick question about a recent card payment and then turn to the Era-connected view for the bigger picture, such as a month's cash flow across two banks.

Will Gemini remember what I tell it about money?

Era remembers it for Gemini and for every other assistant you connect. Say "I'm saving £400 a month for a house deposit" in Gemini, and Claude or ChatGPT already knows it the next time you open them, because the memory lives in Era instead of inside one assistant.

You can see everything Era has stored on the Shared memory page, under Agents, and change a fact or remove it for good. How to set up cross-agent memory walks through it.

Is it safe to connect Gemini to my UK bank?

Your bank password stays out of it: open banking means you approve access in your bank's own app, and Era never has your login. Gemini is a separate approved assistant, listed on Era's API keys page, and you can cut it off with Revoke and Revoke key without touching your bank link or any other assistant.

When your bank asks you to approve sharing again, you do it once in the bank's app and every assistant carries on. Era encrypts your data with AES-256 at rest and TLS 1.3 in transit, never sells it and never uses it to train models. Moving money between your own accounts is in private beta, it's off by default for every key, and every transfer needs your approval. Is it safe to give AI your financial data covers the rest.

Which other assistants can I connect?

Every assistant reads the same hub, so Claude, ChatGPT, Perplexity, Grok and the rest can work from the same accounts, the same documents and the same memory as Gemini. You approve each one on its own, and you can add or remove them whenever you like without touching your bank link.

Connect any AI assistant to your UK bank accounts has the route for each, Connect Perplexity to your UK bank accounts covers Perplexity's official connector, and which AI assistants work with UK banks compares them all in one table.