Your money, in one place, from the start
Checking, savings, your first credit card, and your student loans in one connected picture. Era categorizes your spending, flags charges that quietly went up, and moves money to savings on payday. You set the rules, and you can pause or edit them anytime.
Everything in one place, including what you owe
Era pulls every account into one connected picture — cash, cards, and loans — then handles the parts that are easy to lose track of: categorizing spending, watching recurring charges, and saving on payday.
Checking, savings, card, and loans
Connect your bank accounts, your card, and your loan servicer, and everything arrives cleaned and categorized as one picture instead of four separate logins.
Student loans count too
Loan balances sit alongside your cash and cards, so your net worth reflects what you owe, not just what you have. From the same data, Era gives you a plain-language read on how much of your income goes to debt, and whether that's healthy.
See where it went, before the statement
Card spending is categorized the moment it lands. You see where the money went while you can still do something about it, not in next month's statement.
Catch the trial that became a charge
Era flags price increases and billing anomalies on recurring charges — the streaming plan that went up a dollar, the free trial that quietly started billing.
Saving that happens on payday
Era recognizes recurring deposits and moves the amount you set to savings the moment income lands. Transfers only run when your balance can cover them, so an automation won't push your account negative.
Tell it your goals once
Say what you're saving for once, and the agents you've explicitly connected — Claude, ChatGPT, Cursor — all have that context. Disconnect one and its access ends immediately.
Era products for you
Era Context
Connect your financial accounts and make them available to the AI agents you already use, through the Model Context Protocol (MCP).
Era Agency
The Era app: your net worth, cash flow, and spending in one view, with automations that act on rules you approve.
Earn when you share Era
Two ways to earn when someone you send subscribes to a paid plan. Referrals have to be genuine: be honest about what Era does, say the link is yours, and let people decide.
Invite a friend — $15 flat
Earn $15 every time a friend you invite subscribes to a paid plan. They get $15 off their first invoice.
Creators — 30% for 12 months
Earn 30% of every subscription you refer, every month, for 12 months. Rewardful handles the tracking and the payouts — your name and email reach them only when you join.
Common questions
Building this later means untangling years of habits first. A system built around one account and a part-time paycheck takes minutes to set up, and it keeps working as your income, accounts, and balances grow.
A spreadsheet is only current on the day you last updated it. Connected balances and transactions arrive on their own, already categorized, so the picture is still right on the days you don't feel like maintaining it.
Free covers two accounts and the basics, and every paid plan has a 10-day trial. No credit card to start. Connect your accounts, see everything in one place, and check the pricing page for the full breakdown.
Yes. Student loans connect as accounts alongside your bank and card, and when a servicer can't be linked automatically you can add the balance manually. Either way it shows up in your net worth next to your cash.
It reads only the accounts and actions you grant it, and you can change that anytime. Moving money or changing settings always needs your explicit confirmation first. Every read and write is logged, and if you disconnect an agent its access ends immediately.
Your bank credentials are never stored. Your data is encrypted with AES-256 at rest and TLS 1.3 in transit, agents connect over OAuth 2.1, and none of it is sold or rented.
No. Era works with Claude, ChatGPT, Cursor, or any MCP-compatible agent, and with none at all if you'd rather just use the app.
Start now, while it's simple
Connect your accounts, see cash, cards, and loans in one picture, and let the saving and the watching run on their own. Free for two accounts and the basics. No credit card to start.